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APR Disclosure. Some states have actually regulations restricting the percentage that is annual (APR) that the loan provider may charge you. APRs for payday loans consist of 200% and 1386%, and APRs for installment loans online bad credit fl vary from 6.63% to 225per cent. Loans from circumstances who has no restricting rules or loans from the bank perhaps perhaps perhaps not governed by state rules could have a straight greater APR.